Gain access to credit, unlock more job opportunities, and move toward your financial goals. You don’t need an SSN to apply.
-$199.00
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Why choose Común?
Because Común is the money app made for immigrants—inclusive, affordable, and in your language. With Común you get access to a U.S. checking account and a debit card to get paid, send money home, and manage everything from your phone.
Do I need a Social Security Number to open an account?
No. Open your Común checking account with your passport or government-issued ID*, right from your phone, in minutes.
Is my money safe with Común?
Yes. Your checking account is held at an FDIC‑insured partner bank (up to $250,000†) and protected by PIN/Face ID.
How much does Común cost?
We’re transparent: no opening fees, no monthly fees, and no minimum balance. Clear pricing, always.
What can I do with my Común checking account?
Set up direct deposit (often up to 2 days early‡), spend with your Visa debit card, withdraw cash at thousands of ATMs, and use checks if you need them—all managed in English or Spanish from the app.
Still have questions?
Chat with our team—we’re here to help.
Contact us