Last update: Feb 21, 2024

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‍Comun Inc. ("Comun") offers International Remittance Transaction Services ("RT" or "Service") through its website or application (the “Site"), which are exclusively provided by Servicio UniTeller Inc. ("UniTeller" or "Company"), a duly licensed money transmitter. To use UniTeller's Service via the Site, you need to agree to UniTeller's Privacy Policy and this User Agreement (the “Agreement”), which governs how the Service may be used.

By your use of the UniTeller Service you agree with and accept this Agreement. If you do not agree with this Agreement, do not use the Service.

Overview of the Service

The Service allows Comun users to send money to many different countries around the world. We recommend that you use the Service only to send money to people you know personally. You should never use the Service to send money to strangers. Please refer to Frauds and Scams section below.

Definitions

A "Money Transfer" is defined as the transmission of funds to a designated Beneficiary, pursuant to payment terms entered directly by you into the Site.

A "Sender" is someone who uses the Service to send money.

A "Beneficiary" is someone who receives money from a Sender through the Service.

The "Destination Country" is the country where the Recipient receives money through the Service. A "Transaction" is a specific instruction to send money through the Service.

A "Paying Agent" is defined as an entity, appointed by us, to pay out Money Transfer transactions in the Destination Country identified in your payment instructions.

"Transfer Fee" is defined as the fee charged by us in connection with the Money Transfer.

The "Transaction Amount" is the calculated amount that the Sender would be obliged to pay toUniTeller if the Sender orders the Transaction (and is the amount that the Sender is then obliged to payUniTeller).

The "Payout Amount" is the amount paid out to the Recipient, excluding any taxes or charges that maybe levied under the laws of the Destination Country (the "Local Taxes").

Accessing the Website and Security

By using the Service, you represent and warrant that you are 18 years or older and of legal age to form a binding contract with the Company.

We reserve the right at any time to withdraw or amend the Service, and any other service or material we offer, in our sole discretion without notice, except as otherwise required by law. We will not be liable if for any reason all or any part of the Service is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Service, or the entire Service to users.

You are responsible for making all arrangements necessary for you to have access to the Service and for maintaining the necessary hardware and software to use the Service.

You are responsible for ensuring that all persons who access the Service through your mobile phone device or internet connection are aware of the terms of this Agreement, have agreed to such terms, and that they will comply with them.

Validation of Payment Source and Payment

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Charges
For each Transaction that you submit, you agree to pay us a transfer fee (the "Transfer Fee") plus the Transaction Amount. Payment in full is due at the time your Transaction is submitted for processing.

UniTeller only accepts payment in U.S. Dollars.

Payment for Transactions

You authorize us to access, charge, or debit funds from any of the payment instruments you provide us in connection with your use of the Service (each, a "Payment Instrument") including, for example, your credit card, debit card or Comun account. If your payment fails or is insufficient, you authorize us to re-try one or more times using the same or a different Payment Instrument. For example, if there are insufficient funds in your bank account at the time you submit your Transaction, we may try to debit your bank account or charge your credit card at a later time(s). You represent and warrant that you are the lawful owner of your Payment Instrument(s) and can make these authorizations.

Charges by Third Parties

UniTeller is not responsible for any fees or charges that may be imposed by the financial institutions that issued your Payment Instruments. For example (without limitation), some credit card issuers may treat the use of your credit card to use the Service as a "cash advance" rather than a purchase transaction, and may impose additional fees and interest rates for the transaction. UniTeller is not responsible for any non-sufficient funds charges, chargeback fees, or any other charges that might be imposed on you by your bank, credit card issuer, or other provider that sent the funds.

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Foreign Currencies

In addition to the Transfer Fee applicable to the Transaction, a currency exchange rate is applied. Any profit in the difference between the rate given to customers and the rate received by UniTeller is kept by UniTeller.

Disbursement

Paying Agents

UniTeller maintains relationships with banks and other third party service providers (each, a "Paying Agent") to deliver funds to Beneficiaries. As a Remitter, you hereby appoint your Beneficiary as your agent for the purpose of receiving funds remitted by you through the Service.

UniTeller will strive to provide current information through the Sitee with regard to our Paying Agents. However, as User, you agree that UniTeller will bear no responsibility for any inaccuracies that may be posted on the Site.

Beneficiary’s Identification

Beneficiaries are required to present valid and acceptable identification documents to the Paying Agent prior to receiving funds. In addition, Beneficiaries are also required to provide a Transaction number and possibly related information and/or a similar verifier associated with that Transaction. User hereby grants UniTeller permission to store and rely on the data UniTeller may deem necessary in order to have the Beneficiary verify the Transaction and to provide complete, secure and efficient Service, as per this Agreement.

Restrictions

The Service available through the Site is limited to Money Transfers for a maximum amount of $1,999 USD per User per calendar day following registration for tier 1 level (subject to certain exceptions) ; with an exception for Users who are Oklahoma, Arizona and New Mexico residents who are limited to Money Transfers for a maximum amount of $999.00 USD per User per calendar day (subject to certain exceptions if you provide additional documentation). The Company may establish any and all transactional restrictions applicable to Money Transfers in its sole discretion with varying thresholds for varying periods of time (e.g. a dollar limit for two weeks, a separate dollar limit for 4 weeks, 6 weeks, 2 months, 3 months, etc.) and may change such restrictions from time to time. We will provide you with any legally required notice, which we will post on our Site.

UniTeller maintains vigilance to ensure that the Service is not used for any improper or illegal purpose. By using the Service, you agree to abide by the following additional terms:

• You will provide truthful and accurate information at all times to UniTeller when using the Service.
• You will only utilize the Service to send funds for yourself and not for other people, especially persons whom you do not know.
• You must be at least 18 years of age to utilize the Service.
• You will only use the Service for a legal money transfer and will not use the Service for any improper purpose, such as illegal on-line gambling, illegal purchase of controlled substances or prescription medication, purchase of firearms or explosives, fraud, money laundering or financial support of terrorists or terror-supporting organizations.
• You will not use the Service to send multiple Transactions under different names or profiles or in coordination with other persons; or to send Transactions to Beneficiaries in more than one country.
• You will comply with (and not attempt to avoid) UniTeller's I.D., recordkeeping and reporting requirements.
• You will not use the Service to obtain a cash advance from a credit card.
• The Service is available to customers in all U.S. states.
• The Service may only be used to send funds to approved countries (which current list can be found on the UniTeller’s website) which can change from time to time.
• UniTeller reserves the right to decline or reject, at its sole discretion, any Transaction at any point before delivery of the underlying funds and in that case will credit the funds and transfer fee promptly back to the sender.
• Only individuals who have entered into this Agreement with UniTeller may use the Service. No entity may register to use the Service and no entity may be named as a Beneficiary (only individuals may be named as Beneficiaries).
• The "Date of Availability" of the remittance to the Beneficiary is understood to the extent permitted by the operating hours and banking system availability.
• For cash transactions of $1,000 USD or more:‍
• Due to security risks with carrying cash, a foreign bank could offer the beneficiary an account credit or other option (as safer than cash payment). Please alert your beneficiary that they may reject the offer and be paid cash anyway. If such cases occur, please report this situation to us by email to customersupport@uniteller.com or call us at 1-800-456-3492 for prompt action.
• There may be cases where cash may not be available at a specific location and the Paying Institution may ask your beneficiary to come back later. Please inform us of these situations by email to customersupport@uniteller.com or call us at 1-800-456-3492 for prompt action.

At our sole discretion, we may refuse to process Transactions for certain Senders and Recipients and to certain locations, including without limitation, those entities and individuals included on certain government "watch lists", including Specially Designated Nationals, non-cooperative or terror supporting countries and territories, and such other lists as may be issued from time to time by government agencies or watch list organizations.

Collection of Information

Privacy Policy

By agreeing to this Agreement, you acknowledge and consent to UniTeller's Privacy Policy. The Privacy Policy can be found on UniTeller’s website.

Customer Identification Program

To help the government fight the funding of terrorism and money laundering activities, U.S. law requires that we obtain, verify, and record information about you. We may require that you provide us with nonpublic, personal, identifying information and an explanation of the source of your funds. We may also lawfully obtain information about you from other sources without your knowledge, including non-personal identifying information that we may obtain while you visit this Site. Please see our Privacy Policy.

‍Government Disclosures

We may provide information about you and your Transactions to government authorities and enforcement agencies and in other legal proceedings as well as to our professionals and auditors (all subject to confidentiality agreements), as described in our Privacy Policy.

Verifying information

You authorize us, directly or through third parties, to make any inquiries we consider necessary to validate the information that you provide to us. This may include asking you for additional information, requiring you to take steps to confirm ownership of your e-mail address or Paying Instruments or source of funds (i.e. employment), or verifying your information against third party databases or through other sources.

Cancellations and Refunds (subject to disclosures and conditions as stated below for respective states)

You have a right to dispute errors in your transaction. If you think there is an error, contact Comun within 180 days. You can also contact Comun for a written explanation of your rights. You can cancel for a full refund within 30 minutes of payment, unless the funds have been picked up or deposited. For questions or complaints about UniTelle), refer to the name and contact information of the State Banking Department (toll free number and website/email data) referenced on your receipt or contact Consumer Financial Protection Bureau: 855-411-2372 /855-729-2372 (TTY/TDD) www.consumerfinance.gov.

If you instruct us to pay a Transaction to a designated Beneficiary and later request that we stop the payment of such Transaction within the time frames set from time to time by us (but in no event will the time limit we set be less than thirty (30) minutes from the time on the receipt of the Transaction), we will need to check first with the Paying Agent to determine if the Transaction has been paid to theBeneficiary. If we can confirm that payment has not been made, the Transaction will be canceled and we will refund or credit back to you (at your bank account or credit/prepaid card that was the source of the funds) the amount of the Transaction, including the Transfer Fee. Your refund or credit will be in USD. All refunds or credits shall be available promptly.

The States of Arizona, Colorado, Illinois, Louisiana, Louisiana, New York, New Jersey, Nebraska, North Carolina,Minnesota, Oklahoma, and Texas have specific disclosures and related terms which are all displayed if you click here.

Right to Refund

Refunds of principal amount and the Transfer Fee and cancellation of the money transfer will be made upon written request (which may be in electronic form) of the sender received within the time frames set from time to time by us (but in no event will the time frame we set be less than thirty (30) minutes from the time on the receipt of the Transaction), if payment to the beneficiary has not yet been made at the time the request is processed. UniTeller will have no liability for return of funds or any claims under any circumstances if the account number is not correct for remittances sent to bank accounts.

The following provision applies only to transactions from California

RIGHT TO REFUND: You have a right to dispute errors in your transaction. If you think there is an error, contact Comun within 180 days. You can also contact Comun for a written explanation of your rights. You can cancel for a full refund within 30 minutes of payment, unless the funds have been picked up or deposited. For questions or complaints about UniTeller, contact: Department of Financial Protection and Innovation: 866-275-2677 www.dfpi.ca.gov Consumer Financial Protection Bureau: 855-411-2372 / 844-729-2372 (TTY/TDD) www.consumerfinance.gov RIGHT TO REFUND: You the customer are entitled to a refund of the money to be transmitted as the result of this agreement if UniTeller does not forward the money received from you within ten (10) days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of receipt of funds from you unless otherwise instructed by you. If your instructions as to when the money shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money. If you want a refund, you must contact Comun. If you do not receive your refund, you may be entitled to your money back plus a penalty of up to $1,000 and attorney's fees pursuant to Section 2102 of the California Financial Code.

Consumer Complaints

General

Please contact Comun if you have any problems with the Service. Residents of various jurisdictions should also look at the receipt for federal and state agencies (with email addresses, toll free numbers, mailing addresses, etc. for such government agencies) that may be contacted to report such a customer complaint.

Intellectual Property

You acknowledge that the Service, including but not limited to the content of this Site, text, graphics, links, buttons, logos, and images, as well as all other Comun or UniTeller's copyrights, trademarks, service marks, logos, and product and service names are owned exclusively by either Comun or UniTeller or a UniTeller affiliate
(the "Intellectual Property"). You agree not to display, use, copy, or modify any Intellectual Property in any manner. You are authorized solely to view and retain a copy of the pages of this Site for your own personal, non-commercial use. You further agree not to: (i) use any robot, spider, scraper or other automated or electronic device to access the Service; (ii) remove or alter any trademark or other proprietary notice or legend displayed on this Site (or printed pages thereof); or(iii) infringe Comun or UniTeller's or any third party's copyright, patent, trademark, trade secret or other intellectual property rights, or rights of publicity or privacy.

Monitoring and Enforcement; Termination

We and/or Comun have the right in our sole discretion to (a) take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Site, and (b) suspend or terminate your access to all or part of the Site for any or no reason, including without limitation, any violation of this Agreement. Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of any person effecting a transaction on or through the Site.

YOU WAIVE AND HOLD HARMLESS THE COMPANY AND COMUN FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY THE COMPANY DURING OR AS A RESULT OF ITS INVESTIGATION(S) AND FROM ANY ACTION(S) TAKEN AS A CONSEQUENCE OF ANY INVESTIGATION(S) BY EITHER THE COMPANY, ITS AGENTS OR LAW ENFORCEMENT AUTHORITIES OR REGULATORY AUTHORITIES RELATED TO THE SERVICE OR YOUR USE(OR ATTEMPTED USE) OF THE SERVICE.

Links from the Website

If the Site or UniTeller’s website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them, or for any merchandise, goods or services you may purchase or obtain from them. If you decide to access any of the third party websites linked to this Site or UniTeller’s Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

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Disclaimers

THIS SITE AND THE SERVICE MADE AVAILABLE THROUGH THIS SITE, ARE PROVIDED WITHOUT ANY WARRANTY OF ANY KIND, OR CONDITION, EXPRESSED, IMPLIED OR STATUTORY UNLESS SPECIFICALLY SO STATED IN WRITING. UNITELLER, ITS SUBSIDIARIES, AFFILIATES, EMPLOYEES, DIRECTORSAND AGENTS SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT RELATED TO ANY USE OR SERVICE PROVIDED OR SOLD THROUGH THIS SITE.

UniTeller will use its best efforts to ensure the timely processing of Transactions but makes no claims or warranties regarding the time needed to process a Transaction to completion except as specifically stated on the receipt as to date of availability, as to a great degree, the Service depends on factors outside our control. In certain jurisdictions disclaimers of implied warranties are not permitted, therefore, the foregoing disclaimer may not apply to you.

UniTeller assumes no responsibility and shall not be liable for any damages or losses of any kind caused by the use of this Site or Service made available through it. This disclaimer includes damages caused by computer viruses, worms, bots or any other computer software problems that may infect or damage your computer software, hardware, memory or any other property of yours as a result of your accessing this Site or using the Service.

Indemnity

You agree to indemnify and hold Comun and/or UniTeller, their respective affiliates, employees, directors, officers, its suppliers, vendors, Service Providers, and their respective subsidiaries, officers, agents, partners, employees, and consultants harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service or your connection to the Service, that violates this Agreement, or your violation of any rights of a third party.

Limitation of Liability

EXCEPT FOR CLAIMS UNDER SECTION 1810.5(C) OF THE CALIFORNIA FINANCIAL CODE ARISING FROM TRANSACTIONS ORIGINATING IN CALIFORNIA OR CLAIMS UNDER OTHER APPLICABLE STATE OR FEDERAL LAWS RESTRICTING LIMITS ON LIABILITIES UNDER THESE CIRCUMSTANCES, IN NO EVENT SHALLUNITELLER, ITS AFFILIATES, OFFICERS, DIRECTORS, OWNERS, EMPLOYEES, REPRESENTATIVES,CORRESPONDENTS AND AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES BEYOND THE SUM OF $500.00 USD (IN ADDITION TO REFUNDING THE TRANSACTION AMOUNT AND TRANSFER FEES), INCLUDING BUT NOT LIMITED TO,DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF UNITELLER HAS BEEN ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM ANY CAUSE, INCLUDING, AMONG OTHERS, NEGLIGENCE OR RECKLESSNESS ON THE PART OF UNITELLER,ITS AGENTS OR DISBURSEMENT PARTNERS, OR THEIR RESPECTIVE SUBSIDIARIES, OFFICERS, AGENTS, PARTNERS, OR EMPLOYEES.

Dispute Resolution and Governing Law

Governing Law

This Agreement shall be governed according to the laws of the State of Texas, and all activities performed in connection with the Service shall be deemed to have been performed in Texas. Any controversy, dispute, or claim arising out of or relating to the Service or this Agreement (a "Claim") shall be governed by and construed in accordance with the laws of Texas, except that body of law governing conflicts of law.

Disputes with UniTeller

If a dispute arises between you and UniTeller, our goal is to learn about and address your concerns. If we are unable to address your concerns to your satisfaction, we will seek to provide you with a neutral and cost-effective means of resolving the dispute quickly. Disputes between you and UniTeller regarding the Service may be reported to Customer Service (See "Contact Information," below) and/or the government agencies listed on your receipt.

Arbitration

For any claim by a User, the User requesting relief shall be required to resolve the dispute in an a cost-effective manner through binding non-appearance-based arbitration. The User will initiate such arbitration through an established alternative dispute resolution ("ADR") provider mutually agreed up onby the parties.

Improperly Filed Litigation

All claims you bring against UniTeller must be resolved in accordance with the above paragraph entitled "Arbitration". All claims filed or brought contrary to the above paragraph entitled "Arbitration" shall be deemed improperly filed, and a breach of this Agreement. Should you file a claim contrary to the above paragraph entitled "Arbitration," UniTeller may recover attorneys' fees and costs (including in-house attorneys) from you, provided that UniTeller has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim.

Electronic Communications

You acknowledge that this Agreement shall be entered into electronically. Unless otherwise required by applicable law, the following categories of information ("Communications") will only be provided by electronic means and not in paper format or through other non-electronic means: (i) this Agreement and any amendments, modifications or supplements to it; (ii) your records of transactions through the Service; (iii) any initial, periodic or other disclosures or notices provided inconnection with the Service, including without limitation those required by federal or state law; (iv) any customer service communications, including without limitation communications with respect to claims of error or unauthorized use of the Service; (v) any other communication related to the Service or UniTeller. Electronic means may also include SMS, or texting.

Message and data rates may apply when you receive SMS messages on your mobile phone.

You may withdraw your consent to receive all Communications electronically, but if you do, your use of the Service shall be terminated. In order to withdraw your consent, you must contact us using our contact information at the end of this Agreement.

In order to access and retain Communications, you must have: (i) an Internet browser that supports128-bit encryption, (ii) an e-mail account and the capability to read e-mail from UniTeller, and (iii) a device and Internet connection capable of supporting the foregoing.

Miscellaneous

Customer Updates

You must promptly update us with any change in your e-mail address and/or telephone number by updating your profile on our Site. If UniTeller does not have correct contact information, UniTellermay not be able to notify you with important information or changes in your Transaction status.

No Waiver

The failure of UniTeller to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give appropriately valid effect to the intent of this Agreement as reflected in the provision, and the other provisions of this Agreement shall remain in full force and effect.

Modification

We may modify this Agreement from time to time without notice to you, except as may be required by law. You can review the most current version of this Agreement at any time by reviewing this Site. You may terminate your use of the Service if you do not agree with any modification or amendment. If you use the Service after the effective date of an amendment or modification, you shall be deemed to have accepted that amendment or modification. You agree that you shall not modify thisUser Agreement and acknowledge that any attempts by you to modify this Agreement shall be void.

Language

In the event there is any inconsistency between the English and Spanish or other language text on thisSite, including this Agreement, the English text shall be binding.

Frauds and Scams

HELP PREVENT CONSUMER FRAUD! Are you sending money to claim lottery or prize winnings, or on a promise of receiving money? (2) Are you sending money because you were guaranteed a credit card or loan? (3) Are you responding to an Internet or phone offer that you are not sure is honest? (4) Are you sending money to someone you do not know or whose identity you can't verify? (5) Are you sending money to someone (particularly if outside the country) who claims to be a relative needing cash for an emergency? If so, do NOT send the money or, if you have, ask Comun’s customer service agents to request to stop your transfer immediately. If your money has not been picked up yet (or otherwise taken), we will process the return for you. Once your Transaction has been picked up or credited to an account, which can happen in a short time, the transaction is considered concluded (except in the cases of fraud).

Other Terms

UniTeller's Right to Refuse or Limit Transactions

At its sole discretion, UniTeller may refuse any Transaction or limit the amount to be transferred, whether on a transactional or aggregate basis. At UniTeller's sole discretion, such limits may be imposed on individuals, linked accounts, related accounts or households (for any of the foregoing, whether based on real or perceived issues). UniTeller reserves the right to change or discontinue the Service (or any part thereof) to any person with or without prior notice with or without reason.

Due Diligence and Verification

UniTeller has a regulatory obligation to verify customer information, and to monitor and track certain types of Transaction activity. Customer information that UniTeller may select to verify may include customer identity, instructions, beneficiary identification, means of payment for a Transaction and any other information deemed possibly relevant to a review of the Transaction(s). These compliance processes may cause certain Transactions to be delayed or rejected.

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‍Commercial Transactions

The Service may not be used for commercial purposes. You agree that any commercial use of the Service is in violation of this Agreement and is undertaken at your own risk. If UniTeller discovers you are using the Service for such impermissible purposes, UniTeller reserves the right to reject your Transaction(s) and terminate your right to use the Service at any time without notice or liability.

Limitations on Payment Instruments

Only specific Payment Instruments are eligible for use with the Service. UniTeller reserves the right, at its sole discretion, at any time to refuse or reject payment by certain types of Payment Instruments.Transactions must be settled with a Payment Instrument issued by a U.S. financial institution.

Transactions on Behalf of Third Parties

No Transactions on behalf of third parties are permitted.

No Post-Submission Changes

No changes will be permitted to your Transaction after its submission for processing. It is the Remitter's responsibility to ensure accuracy in the Transaction details before submitting the Transaction.

Contact Us

If you have any questions please contact Comun customer service at +1 (646) 600-5660 or ayuda@comun.app.

For customer complaints or other kinds of inquiries, you may also contact any of the federal or state government agencies (at the email address or phone number) listed on your receipt.

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Remittances Promo T&C

Disclosure

Banking services associated with your Comun Inc. (“Comun”) account are provided by Community Federal Savings Bank; Member FDIC. Your balance held at Community Federal Savings Bank is insured by the Federal Deposit Insurance Corporation (“FDIC”) for up to $250,000. All deposit accounts of the same ownership and/or vesting held at Community Federal Savings Bank are combined and insured under the same FDIC coverage. Comun is a financial technology company and not a bank.

No promo code needed. A service provided by Servicio UniTeller, Inc. Servicio UniTeller, Inc. is licensed in every state that requires a license. Comun, Inc. and/or Servicio UniTeller, Inc. may earn revenue on foreign exchange currency conversion. Fees are subject to change. Servicio UniTeller, Inc. and/or Comun, Inc. reserve the right, at any time, without prior notice, to add, modify, or terminate any and/or all of the terms of the promotion, or to replace, wholly or in part, the promotion with another offer with no liability to Servicio UniTeller, Inc. and/or Comun, Inc.

Terms and Conditions

This limited-time promotion, effective from March 8, 2024, is a campaign designed to encourage usage of the new remittance feature offered through Comun whereby Comun users will be able to initiate money transfers from their Comun accounts to beneficiaries around the world (the “Remittance”). Any approved and open account holder in good standing who has not violated these Terms and Conditions and directly received this offer from Comun is eligible for this promotion. Eligible customers may receive unlimited fee-free remittance transfers until April 7, 2024 or earlier as determined by Comun in its sole discretion.  

Participants shall be assessed a fee of $2.99 USD for each Remittance. Notwithstanding, during the Promotion Period, participants shall receive an automatic fee reimbursement  for unlimited Remittances within five (5) days of each Remittance. 

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The value of this promotion may constitute taxable income. The recipient of the promotion is responsible for any federal or state taxes resulting from the promotion, and should consult a tax advisor if he/she has questions about its tax treatment. This promotion is not valid with any other offer and is not transferable. Offer available to US residents only that are 18 and older. 

No promo code needed. A service provided by Servicio UniTeller, Inc. Servicio UniTeller, Inc. is licensed in every state that requires a license. Comun, Inc. and/or Servicio UniTeller, Inc. may earn revenue on foreign exchange currency conversion. Fees are subject to change. Servicio UniTeller, Inc. and/or Comun, Inc. reserve the right, at any time, without prior notice, to add, modify, or terminate any and/or all of the terms of the promotion, or to replace, wholly or in part, the promotion with another offer with no liability to Servicio UniTeller, Inc. and/or Comun, Inc.

In case of violation of these Terms and Conditions, Comun may revoke a reimbursement already credited to an account.   If Comun notices any activity that it believes is abusive, fraudulent, or in violation of these Terms and Conditions, Comun reserves the right to revoke a reimbursement and/or cancel future eligibility for reimbursements.  Comun can amend these Terms and Conditions at any time, for any reason, and without prior notice.  Any changes will be effective only after the effective date of the change and will not affect any dispute arising prior to the effective date of the change. If Comun amends the Terms and Conditions, the modification will be posted on Comun’s website and/or mobile app and will be effective upon posting. Comun reserves the right to cancel this promotion at any time. A reimbursement will not be earned in cases where the qualifying purchase was made after Comun’s cancellation of the promotion.