Instant payments
8 min read

13 Nov 2025
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Today, sending money to other countries has become a basic need for millions of immigrants living in the United States.
According to the IDFR ( International Day of Family Remittances) campaign in 2025, over the last decade, immigrants sent around 5 trillion dollars in remittances to their countries of origin, which are essential for food, housing, health, and other basic expenses.
To meet this need, there are applications such as Xoom, a PayPal service for transferring money using various payment methods and in a secure manner.
In this guide, we will review how to send money with Xoom step by step, its main features, and some alternatives to connect with your family outside the U.S.
Xoom is a digital transfer network owned by PayPal that operates entirely online and offers different sending options to facilitate transactions.
It has become one of the most popular options for making international digital money transfers, due to the backing provided by PayPal, which gives users a sense of security.
In addition to PayPal’s backing, Xoom has high security standards for transferring money, such as SSL encryption and the VeriSign seal.
Additionally, its services are available to send money from the United States to more than 70 countries, including Mexico, Guatemala, Honduras, Peru, among others.
To send money through Xoom, just follow the steps below.
You can choose to log in via the website www.xoom.com or the mobile application. Once there, sign in or open an account with your email address. You can also use your PayPal account to access.
Choose the country to which you want to send the transfer. Then you will see the sending options available for the selected destination.
Xoom offers the following payment methods:
Provide the recipient’s details
The information you must enter is:
Select your payment method
Next, enter the amount you want to send and select the payment method, among which are:
Review and confirm the transaction
Before confirming the transfer, Xoom will display the details so you can verify they are correct, along with the amount corresponding to fees, as well as the exchange rate used for the currency conversion.
Track your transfer with the tracking number
Obtain a tracking number and check the status of your transfer directly in Xoom’s application or website.
Although Xoom is a popular alternative for making fast and secure transfers, it is important to consider several aspects before choosing this option.
Xoom’s sending fees are not fixed; they depend on the destination country, the amount to send, and the payment method.
Generally, the most expensive method is with a credit card and the least expensive is through an account.
| Platform | Fee | Exchange rate | Delivery time | Delivery options |
|---|---|---|---|---|
| Xoom | From 2.99 USD, depending on the sending type | Less favorable | Minutes to hours | Bank deposit, cash pickup, home delivery |
| Común | Fee starting at 2.99 USD, up to the applicable limits | Competitive (Clarification: Results may vary depending on destination country and sending method) | Minutes | Cash pickup, bank deposit |
The exchange rate can be another drawback because, in addition to being calculated directly on Xoom’s platform, it varies depending on the selected transfer method.
Xoom imposes sending limits that depend on each account’s verification level. For unverified users residing in the U.S., the daily limit is $2,999 USD. By contrast, verified users can send up to $10,000 or $50,000 USD per day, depending on their verification level.
Xoom has different receiving options, but they may vary depending on the destination country.
In general, it is possible to send money for cash pickup at different payout locations, by bank deposit, top-up, or bill payment.
Xoom is backed by PayPal, in addition to SSL/TLS encryption to protect your financial information and anti-fraud monitoring to ensure your money reaches its destination.
Generally, money transfers via debit card and cash are reflected within minutes. However, other sending methods, such as bank deposit, can take from 1 business day.
The total time will appear before you confirm your transaction in Xoom’s application or on its website.
Xoom is also available in Spanish and, overall, is easy for migrants in the United States to use.
Sending money outside the U.S. is essential, as is having efficient international transfer services such as Xoom. However, there are also more innovative options that offer you greater advantages and lower costs so that your family and friends receive much more.
Común is an innovative and comprehensive financial service that meets the financial needs of users living in the United States, especially immigrants. Unlike Xoom, Común has a specialized focus and transparent fees.
With Común:
Still unsure which option is most convenient for sending money? Discover Común and get to know the easy and safe side of finance.
If you want to learn more, see our FAQ section
It is not possible to send money from Mexico through Xoom, since it only allows transfers from the United States, Canada, and other European countries.
Depending on the sending method, it ranges from minutes to up to 3 business days.
Yes, Común has the necessary security measures in place to keep your money and personal data safe.
Yes, Común is an independent platform from PayPal, and you can open an account with official ID from your country.
Yes, Común allows you to deposit cash at numerous locations near you.
Conclusion
Starting a business as an immigrant is entirely possible with the right steps. By choosing the right business structure, obtaining the necessary tax IDs, and registering properly, you’ll build a strong foundation for success.
Need an easy way to manage your business finances?
Común offers banking solutions designed for Latino entrepreneurs. Open your account today!

Olivia Rhye
Community Partner

Living in the United States
8 min de lectura
For the immigrant community, the job search is an essential step in the process of adapting to a new life in the United States; in most cases, it involves a significant investment of time and resources across different platforms.
According to recent data, around 30.9 million foreign-born people work in the USA, representing 19% of the country’s active workforce.
The job market in the United States continues to be a notable option due to the opportunities to improve one’s standard of living.
For this reason, here we explain how to look for a job in the United States on different websites according to your professional profile, and we give you some tips to make your resume stand out from the rest.
Today, the internet makes it easier to look for job opportunities thanks to the variety of websites and applications devoted to posting and managing job boards for a large number of companies looking for all kinds of profiles.
Below is a list of the most effective online job search sites for immigrants, with their features.
Indeed is one of the most popular websites for looking for jobs in the United States. It lets you upload your résumé and personal information to apply to job postings of interest with one click.
LinkedIn is another widely used job-search platform, due to the number of registered users and the ability to search for specialized jobs with professional requirements and language skills.
It also functions as a social network to share content with other contacts and to build networking with employers and applicants.
Glassdoor is a website with thousands of available job postings across a wide range of profiles. Its advantage is that it allows current and former employees to review companies anonymously and share their experiences with future job applicants.
Monster is one of the oldest websites for looking for jobs in the United States. It offers different tools: résumé creation and job interview practice, among others.
It includes numerous job postings from different sectors, and even opportunities that do not require work experience.
ZipRecruiter is another competitive alternative for job searching, since it leverages artificial intelligence to connect employers with candidates according to their profiles and specific requirements.
On the other hand, there are various portals that post job opportunities for more specific profiles, which generally require professional studies and several years of experience.
USAJobs is the official job-search website of the U.S. Government. It is an excellent alternative for those who have legal residency or citizenship in that country and are looking for a stable job with federal benefits.
FlexJobs is a website that facilitates the search for remote work, ideal for freelancers and for those seeking a more flexible modality than the traditional employment scheme.
TheMuse focuses on posting creative profiles and fostering workplace culture. Candidates can access employee reviews and interviews with company executives. In addition, it is a portal that promotes inclusion, a positive aspect for immigrants.
Upwork is a website oriented toward remote work, especially in writing, digital marketing, programming, and design. The advantage is that it is ideal for people outside the U.S., since it does not require a work visa if you operate from your home country.
Fiverr is one of the most well-known global platforms for remote work. It stands out because, in addition to searching among posted job offers, you can also offer your services and set rates.
As you can see, whether in-person or remote work, there is a wide variety of options to work in the United States. Don’t miss our article “How to make money in the USA?” and discover how to generate additional income in the U.S.
Looking for a job is often exhausting due to high competition and a saturated labor market—not to mention the challenges of job hunting in another country.
For each of the platforms mentioned, there are tricks to make your application more relevant and help you stand out among the multitude of applicants seeking the same opening as you.
Below is a list of strategies to make your job search in the United States easier.
It is important to tailor your résumé to the type of job you are seeking and optimize it according to the skills requested by companies.
To ensure you have an optimized résumé that passes HR recruiting filters, you can rely on tools like resume.io, which even recommends how to generate a cover letter with AI.
Be sure to activate job alerts based on your preferences so job postings arrive in your email. Some platforms also offer a premium subscription to give your profile greater visibility.
It is essential to research the companies you apply to, not only to ensure they are legitimate postings, but also to understand how your profile fits and what you can contribute with your work experience.
Avoid making payments to employers during the hiring process, even if requested. If you suspect a fraudulent offer, report it directly to the website.
It is advisable to create a personal database to keep track of the openings you have applied to, especially if you are using multiple websites. There you can create different tabs to manage your processes, such as: résumé sent, interview scheduled, pending, negotiation in progress, among others.
Although looking for a job in another country can seem complicated, there are tools and strategies that make the process easier so you can stand out among applicants.
When you get the desired position and start earning money in the United States, you will need an ally to help you manage your salary efficiently through a bank account.
Meet Común, the digital platform that accepts official IDs from your country of origin to open your account and that allows you to manage your finances.
Good luck with your search! Do you have more questions? Check our frequently asked questions section.
Yes. To work legally in the U.S. you need work authorization, although there are remote options that allow you to operate from your country of origin.
It is important to review the basic documents required to work in the United States and the labor rights in this country.
Recruiting agencies for working in the United States are intermediaries that connect companies with qualified candidates according to the requested profiles.
Yes, it is possible, such as in the construction, agriculture, or cleaning industries.

Living in the United States
8 min de lectura
Do you have children about to enter school in the United States? Understanding the U.S. education system is essential for adapting to a new culture and preparing for the differences compared with your country of origin.
Broadly speaking, the U.S. education system is divided into three stages: Elementary School, Middle School, and High School. Each plays a specific role in students’ academic journey. This system covers ages 5 through 18 and forms the central framework of schooling in the country.
In this article, we explain each of these stages and detail their purpose to demystify how students progress through the system and its educational levels in the United States.
In the United States, it is common for children to begin schooling around age 5. After kindergarten, it is divided into 12 grade levels.
Below, we show how the U.S. education system is structured.
Early childhood education or preschool is not mandatory in the United States. However, it is common for children under age 5 to attend pre-K (preschool) or kindergarten.
These centers focus on young children’s cognitive development through play and early literacy activities. For this reason, there is no grading system. Kindergarten is offered through private and public options or via the Head Start social assistance program for low-income families.
After that, children will enter primary education or Elementary school starting around age 6, depending on the school district.
This level typically covers 1st through 5th grade and is characterized by the gradual introduction of more advanced knowledge, with the aim of building cognitive and social development through learning skills such as mathematics, science, and language, among others.
After finishing primary education, students continue with Middle school, which typically covers 6th through 8th grade. It is a transitional stage between primary and secondary education.
The next level is secondary school or High school, typically covering grades 9 through 12. It culminates in the High school diploma, a basic requirement to continue with higher education or enter the job market.
Postsecondary or higher education in the United States includes different types of programs as well as private and public schools. Although it is not strictly mandatory, it provides more opportunities for good jobs and higher earnings.
These are the types of higher-education institutions in the U.S.
If you need to send money to another country, explore some options and tips.
The U.S. education system can be somewhat confusing compared with other countries, such as some in Latin America. Below is a comparison table to clarify general equivalencies, keeping in mind that there are variations in each country.
| Grade level in the United States | Typical Ages | Equivalence in Mexico |
|---|---|---|
| Preschool | 3–4 years | Preschool/kindergarten |
| Kindergarten | 5–6 years | Final year of preschool |
| 1st grade | 6–7 years | 1st year of elementary |
| 2nd grade | 7–8 years | 2nd year of elementary |
| 3rd grade | 8–9 years | 3rd year of elementary |
| 4th grade | 9–10 years | 4th year of elementary |
| 5th grade | 10–11 years | 5th year of elementary |
| 6th grade | 11–12 years | 6th year of elementary (start of Middle school in some countries) |
| 7th grade | 12–13 years | 1st year of Middle school |
| 8th grade | 13–14 years | 2nd year of Middle school |
| 9th grade | 14–15 years | 3rd year of Middle school (may be the final year of secundaria or 1st year of High school) |
| 10th grade | 15–16 years | 1st year of High school |
| 11th grade | 16–17 years | 2nd year of High school |
| 12th grade | 17–18 years | 3rd year of High school |
| Postsecondary education | 18 and up | University |
The U.S. education system is characterized by flexibility to adapt to students’ abilities and interests in order to foster their full potential.
For this reason, it is common for students to be placed into specific classes according to their learning level, which may be more or less challenging.
Another relevant aspect to consider is the school calendar and schedule in the United States. These can vary by state and school district, but in general the school year begins in late August or early September and ends in late May or early June.
As you can see, the U.S. education system is intentionally designed to guide students from basic education through higher studies and, afterward, into working life.
Each level has a clear function, which makes it easier for families, students, and educators to plan and provide support in order to make more informed decisions along the school path.
Without a doubt, your children’s education is one of the most important investments, because it is a way to secure their future.
Común is the ideal financial platform to help you manage tuition payments and handle school expenses for higher education.
Común is a financial platform with a mobile app that makes it easy to open accounts in the U.S. with a qualified official ID from your country of origin, send low-cost remittances, and provide bilingual Spanish and English language support for the immigrant community.
Learn about all the benefits of opening an account with Común for you and your family.
As an immigrant, Común allows you to open an account with a qualified official ID from your country, with no hidden fees and bilingual Spanish and English language support.
If you still have questions, consult our Q&A section.
How do you enroll your child in school?
Go to the school district where you live to find out which school corresponds to your address. Complete the required documents and the enrollment application.
Requirements may vary by state or school district, so it is important to verify directly with your local school.
Public schools are funded by government tax revenues, while private schools are funded by tuition.
These are the terms used in U.S. high schools and universities to indicate year level

Instant payments
8 min de lectura
La aplicación de Comun presenta una interfaz fácil de usar diseñada con elementos de navegación intuitivos. Los usuarios pueden acceder fácilmente a varios servicios, verificar los saldos de sus cuentas y encontrar historiales de transacciones y opciones de pago sin complicaciones. Esta simplicidad es crucial para aquellos que podrían ser nuevos en la banca digital, asegurando que incluso los usuarios más novatos puedan gestionar sus actividades financieras con confianza y eficiencia.
Conectar tu cuenta de Comun con Zelle simplifica las transacciones digitales, convirtiéndolo en una excelente opción para aquellos nuevos en la banca en línea. Esta guía no solo te explica cómo conectar estas plataformas, sino que también destaca la comodidad que ofrece Comun. Ya sea que estés pagando el alquiler, dividiendo facturas o simplemente enviando dinero a amigos, Comun y Zelle agilizan el proceso maravillosamente. Vamos a explorar cómo puedes utilizar estas funciones de manera efectiva.
Esta integración sin esfuerzo destaca el compromiso de Comun de hacer que la banca digital sea accesible y sin complicaciones para todos. Además, al utilizar los servicios de Comun o conectarse a Zelle, los clientes tienen la ventaja de recibir su sueldo hasta 2 días antes.
Esta transición está diseñada para ser lo más fluida posible, minimizando las complejidades típicamente asociadas con el cambio de plataformas financieras.
Más allá de su diseño sencillo, Comun proporciona un sólido soporte al cliente los siete días de la semana. Ya sea que enfrentes dificultades técnicas, necesites ayuda para navegar por la aplicación o tengas preguntas sobre la vinculación con Zelle, el equipo de soporte está listo para ayudarte. Este compromiso con la atención al cliente asegura que cualquier obstáculo potencial en la gestión de tus transacciones digitales se maneje de manera rápida y eficiente.
Comun está diseñado pensando en la facilidad de uso, especialmente para aquellos que podrían ser nuevos en la banca digital¹. La plataforma se integra perfectamente con aplicaciones como Zelle, PayPal y CashApp, permitiendo diversas transacciones financieras desde una sola interfaz. La simplicidad de Comun no compromete su capacidad; te permite manejar transferencias de dinero, pagos de facturas y más con solo unos toques en tu smartphone. Además, los servicios bancarios de Comun mejoran la comodidad y los beneficios de ahorro para los clientes, particularmente cuando se trata de transferencias de dinero internacionales⁴, haciendo la gestión financiera tanto asequible como accesible.
Abre tu cuenta con comun ahora. Banca diseñada especificamente para ti.
Comun atiende a una amplia audiencia en todo Estados Unidos, abordando las necesidades bancarias únicas de varias comunidades. Al ofrecer servicios que facilitan las remesas y otras transacciones financieras a través de las fronteras estatales, Comun desempeña un papel fundamental en conectar personas y economías dentro del país. Este alcance nacional destaca la capacidad de Comun para adaptarse a los diversos paisajes culturales de sus usuarios, proporcionando soluciones financieras que respetan y entienden las particularidades de diferentes comunidades. La amplia cobertura de la plataforma asegura que, ya sea que los usuarios estén enviando dinero a casa, pagando servicios o realizando transacciones comerciales, puedan hacerlo con facilidad y confianza, sabiendo que Comun respalda sus esfuerzos financieros en todo Estados Unidos.
Los clientes de Comun, en particular, se benefician significativamente de los servicios de remesas de la plataforma, ahorrando dinero en tarifas de remesas y disfrutando de transacciones financieras simplificadas adaptadas a sus necesidades.
Entendiendo la importancia crítica de un soporte oportuno, Comun proporciona un sólido servicio al cliente a través de múltiples canales, incluyendo teléfono y correo electrónico. Esto asegura que los usuarios puedan obtener ayuda cuando la necesiten, ya sea para desbloquear cuentas, solucionar problemas o entender cómo usar las diferentes funciones de la plataforma. El compromiso de Comun con la inclusividad se destaca aún más por su soporte multilingüe, ofreciendo asistencia en varios idiomas para atender a una base de clientes diversa. Este enfoque no solo ayuda a resolver problemas rápidamente, sino que también mejora la experiencia del usuario, haciendo que la estructura de soporte de Comun sea un recurso confiable para sus miembros y clientes.
En conclusión, la integración de Comun con Zelle ejemplifica cómo la banca digital puede ser tanto accesible como eficiente, haciéndola una solución ideal para cualquier persona nueva en la gestión financiera en línea o aquellos que buscan una manera más sencilla de manejar sus transacciones. Con Comun, los usuarios se benefician de una interfaz fácil de usar en sus dispositivos Android, soporte al cliente multilingüe y la seguridad de saber que pueden gestionar sus finanzas fácilmente a través de los diversos paisajes de Estados Unidos.
Ya sea que estés configurando una nueva cuenta, cambiando de otro banco o simplemente buscando una plataforma confiable para tus necesidades financieras diarias, Comun ofrece una conexión sin problemas con Zelle que mejora tu experiencia bancaria. Esta guía te ha explicado los pasos necesarios y las opciones de soporte disponibles en caso de que encuentres dificultades. Con Comun, no solo eliges un servicio de banca digital; estás adoptando una plataforma centrada en la comunidad que prioriza la conveniencia, accesibilidad y soporte integral.
Adopta la facilidad de Comun y Zelle hoy, y comienza a gestionar tus transacciones financieras con confianza y facilidad, sabiendo que un sólido sistema de soporte siempre está listo para asistirte. Con solo unos pocos toques, puedes conectarte, transaccionar y navegar por el mundo financiero desde la comodidad de tu hogar o mientras estás en movimiento, empoderado por la tecnología que hace que la banca no solo sea posible sino también agradablemente simple.

International Money Transfers
8 min de lectura
Have you heard of Zelle? It is a highly popular digital payments platform in the United States. It allows users with accounts at affiliated banks—whether traditional banks, digital banks, or credit unions to easily send and receive money.
In 2024 alone, Zelle reported 151 million enrolled accounts, including individuals and small businesses, reflecting its widespread adoption among U.S. users.
If you need to send money outside the United States easily, for example Mexico, you may be wondering which banks in Mexico support Zelle.
However, this platform does not have agreements with any banks in Mexico, and it is mandatory to have a U.S. banking account to access its services.
Nevertheless, there are other options as efficient as Zelle for sending money to Mexico, such as banking accounts with integrated remittance services and international money transfer applications.
Below, we explain how to receive money through Zelle, the benefits it offers for users in the United States, and the alternatives available for sending money to other countries.
Zelle is a digital payments service that facilitates P2P (peer-to-peer) transfers at certain partner banks within the United States.
It is known for being a fast service, with money transfers reflected within minutes, in addition to being free and having broad coverage throughout the U.S.
It operates through the mobile apps of participating banks, as it is directly integrated with them and only allows money transfers to other Zelle users.
But which bank in Mexico is compatible with Zelle? Unfortunately, it is not possible to send or receive money through this platform in Mexico, as it is not designed for international money transfers and only complies with the technological and regulatory standards of the U.S. financial system.
No bank in Mexico is compatible with Zelle services, meaning that international money transfers cannot be made through this platform.
To use Zelle, you must have a U.S. banking account at one of the affiliated banks.
Here is a list of some of the major banks that support Zelle in the United States:
Although Comun is not integrated with Zelle, this does not limit its functionality, as it is a comprehensive personal finance solution that goes beyond just money transfers.
If you need to send money to Mexico quickly, you will have to choose a different service than Zelle, as it only allows bank transfers between U.S. accounts.
The main reasons Zelle is not available in Mexico are:
If you have used Zelle to send money within the United States, you are likely looking for a similarly reliable system to make international money transfers.
In addition to traditional banks, there are alternatives that offer integrated remittance services to facilitate money transfers to Mexico.
Comun is a platform that meets the needs of many people in the United States, especially the immigrant community, by allowing remittances to be sent to loved ones easily, at very low cost, and through a single mobile application.
Another alternative for making international money transfers is to use platforms specialized in this type of transaction.
Examples include:
The advantage of these platforms is that a bank account is not required, and their operation is accessible. However, the money transfer fees vary depending on factors such as the amount to be sent and the exchange rate.
You can also opt to make money transfers through traditional banks, for which you will need the SWIFT code of the receiving institution in Mexico and the recipient’s banking details.
Although it is a secure option, it is also one of the most expensive, due to high fees and intermediaries that increase the cost.
For example, a U.S. bank like Bank of America charges a $45 USD fee plus an average of 1% to 3% exchange rate margin. Therefore, in a money transfer of $1000 USD, the recipient receives approximately 900 pesos MXN less than with specialized international money transfer platforms.
If the recipient does not have access to a banking account, you can choose a service for cash deposit and withdrawal at physical locations.
Some examples include:
Although Zelle is a very effective service for sending and receiving money within the United States, it has limitations that prevent international money transfers, making it more suitable for citizens who need to make frequent payments within U.S. territory.
For the immigrant community in the United States, it is important to choose a solution that not only facilitates money transfers but also offers a complete, accessible, and easy-to-use finance platform.
Comun is the platform that will simplify your financial life in the United States, offering the following benefits:
Open your Comun account and access a financial service without complications.
Yes, Zelle is only available through the online banking platforms of affiliated U.S. banks.
Can I send money to Mexico via Zelle if I have a U.S. account?
No, no bank in Mexico is compatible with Zelle.
What are the best alternatives to Zelle for sending money to Mexico?
Comun: a fintech platform that provides access to an account and remittance capabilities.
Does Comun offer Zelle for sending money to Mexico?
Comun is not connected to Zelle, but you can send money to Mexico for a fee starting at $2.99 USD per transfer up to the applicable limits.
How do I set Zelle to Spanish?
Since it is a service available through the affiliated bank apps, you must access their settings and select Spanish as the preferred language.
How do I download Zelle?
Go to the Play Store or App Store and search for Zelle. Remember, it is only available in the United States.
Living in the United States
8 min de lectura
Although moving to the United States brings a number of benefits due to the wide range of job opportunities available, it also presents challenges, such as the language barrier, which can limit opportunities for many immigrants who have not had access to formal language education.
While it may seem like a difficult goal to achieve, speaking English can make many aspects of daily life easier — such as getting a job, going to school, or handling important paperwork.
Fortunately, technology allows more people to learn English for free and easily, through platforms and mobile apps that offer lessons from anywhere. Below, we’ll show you some of the best options for immigrants who live or plan to live in the United States to learn English.
For many people, taking in-person English classes isn’t always the best option due to cost, schedules, and transportation challenges. If you face any of these obstacles, you should know about practical alternatives from educational institutions and online platforms — ideal for those who prefer a more academic or progressive learning path.
Below, we present 5 reliable alternatives for learning English online.
This is one of the most prestigious English teaching institutions worldwide. Its platform offers a variety of courses for beginner, intermediate, and advanced students, segmented by skills: listening comprehension, grammar, writing, and conversation.
It stands out as a very complete option since students can supplement lessons with various materials such as podcasts, videos, and exercises prepared by certified English teachers.
Coursera is a platform that offers free English courses in collaboration with prestigious universities, maintaining an academic and professional focus.
This is an excellent option if you’re looking to improve your English to access better job opportunities or refine specific skills to sound more like a native speaker.
This platform focuses on teaching English through current content, such as international and cultural news. It’s an ideal alternative for students who want to improve listening comprehension and expand their vocabulary.
This is an official U.S. government platform. It is specifically designed for people who want to acquire basic language skills to handle real-life situations such as visiting the doctor, ordering food, or completing immigration paperwork.
Alison is another dynamic alternative that offers a variety of free courses across different levels and practical skills. Students can also focus on specific areas, such as business English or preparation for certifications like the TOEFL.
Platform
Type of Course
Level
Main Benefit
British Council
Courses segmented by skills, general English.
From beginner to advanced.
Structured learning units with rich study materials.
Coursera
Academic and professional English.
From intermediate to advanced.
Courses focused on improving professional communication skills.
BBC Learning English
Everyday English.
From beginner to advanced.
Short lessons based on current topics.
USA Learns
Practical English.
Beginner.
Designed to equip students with the skills needed to communicate in everyday situations.
Alison
Business English and official certification preparation.
From beginner to advanced.
Offers the option to earn official digital certificates.
In addition to the options above, you can also explore other alternatives known for their flexibility in helping you learn English easily.
Mobile language-learning apps let users study anywhere, anytime, and serve as a fun complement to traditional courses.
Duolingo is the most famous and culturally influential app. It uses gamified lessons that unlock progressively as users acquire new skills. It’s ideal for building vocabulary.
Mondly focuses on conversational practice and pronunciation using tools like voice recognition and artificial intelligence to interact with virtual characters.
Busuu is one of the most comprehensive language-learning apps. In addition to structured lessons based on the Common European Framework, it allows students to interact with native speakers.
Memrise focuses on improving listening comprehension and learning new vocabulary through videos of real-life situations presented by native English speakers.
HelloTalk makes English practice easier by connecting people around the world interested in cultural and language exchange.
As you can see, there are many ways to learn and improve your English. Each has different approaches and benefits, so there’s no single “best option” — it depends on your level and specific needs.
Before deciding which online English course is best for you, consider these recommendations:
The most important factor in making language study effective is consistency, regardless of which platform you choose.
In addition to the classes on platforms or the interactive resources in apps, it’s important to incorporate strategies that help improve your confidence and fluency when communicating in English.
Here are some practical tips designed to make life easier for immigrants in the United States.
In this article, we explained why learning English is important if you plan to live in the U.S., and showed you various platforms and apps designed to help you build essential language skills.
Fortunately, the immigrant community in the U.S. has allies dedicated to supporting them through their adaptation and growth in the country.
Discover Comun — the digital platform designed to meet the financial needs of immigrants.
At Comun, we believe every new learning step brings you closer to your dreams: learning English and organizing your money with Comun are steps toward achieving your goals in the United States.
There are several English course options. If you have no prior knowledge, it’s recommended to start with British Council courses and complement with Duolingo.
It depends on your consistency. If you dedicate even a small amount of time daily, you should notice improvement within three months.
There isn’t just one method to learn English. Try combining practice across different language skills using interactive platforms.

Financial Education
8 min de lectura
Living in the U.S., without a doubt, represents a major advantage for improving quality of life, due to the job opportunities this country offers both citizens and foreigners. However, adjusting to the pace of life in the United States also means facing various expenses that can affect personal finances, especially for newly arrived immigrants.
Savings strategies are an indispensable ally for reducing financial uncertainty, being prepared for any unforeseen event, and building a full future in a new country.
If you identify with this situation and are navigating difficulties covering monthly expenses, below we show different ways to save money in the USA tailored specifically to the reality of immigrants, as well as alternatives for savings accounts, so you can have full control of your capital.
Saving in the United States means developing a set of habits aimed at optimizing resources and choosing financial services with competitive interest rates.
Setting savings goals is the first step toward starting a healthy, worry-free financial life.
Below, we share some strategies to get the most out of your daily spending.
Before making any move, it’s essential that you’re clear on the amount of your monthly income and outgoings, so you should start by keeping clear financial records.
To do this, you can use a personal finance and budgeting application or a spreadsheet, in order to record categories such as:
An effective way to take advantage of deals at different department stores is to use an application that helps you compare prices; that way, you can choose an alternative without leaving home.
You can also take advantage of the loyalty programs several stores offer through their mobile applications, such as Safeway and Target.
Depending on the city, rent can be one of the highest expenses in your budget. If you find that after covering this item your wallet is too tight, you can consider applying some strategies.
Eating at restaurants is always tempting, but it can generate up to 5 times more expenses than preparing food at home. Plan weekly menus and avoid wasting food.
For immigrants in the United States, sending money home is a basic need, since it is one of the main means of support for their loved ones.
Before sending money to Latin America, make sure to compare different services in terms of transfer fees, exchange rate, delivery methods, and time.
Comun lets you send your first remittance at no cost (Promotion subject to change. Check availability in the mobile app) and offers accessible fees for the following ones. It is a popular option among immigrants for its accessibility and bilingual Spanish-language support, because it shares language, interests, and common goals: bringing families closer through safe and accessible financial solutions.
Public transportation is a great way to get around a city at low cost. You can choose the bus service, ride-sharing applications, or, for short distances, a bicycle.
Check the availability of assistance programs in your city, such as medical care at community health clinics and food banks.
For example, the Supplemental Nutrition Assistance Program (SNAP) provides financial assistance for the purchase of nutritious food. Eligibility for this benefit depends on immigration status, as it requires citizenship or legal residency in the country.
Understanding the U.S. financial system is key to accessing basic services such as a bank account, debit card, credit card, etc. For this, you generally must have an SNN or ITIN. Therefore, it’s advisable to look for accessible options so you can integrate as soon as possible.
In addition, the U.S. government offers a retirement savings plan through the Individual Retirement Account (IRA), which allows you to accumulate money tax-free until it is withdrawn.
Another way to save money is to buy household items at second-hand stores such as Craigslist, OfferUp, and Goodwill. In this way, you can save up to 50% of the budget allocated to these purchases.
Another support program is Housing Vouchers, which help low-income families with rent payments. On the other hand, the Earned Income Tax Credit (EITC) is available to workers with low to moderate incomes.
If you’re wondering how to make more money in the USA, you should consider working in some of the country’s sectors if your profile fits any of them.
These are some of the highest-paying jobs in the United States, which will not only allow you to meet your savings goals but also significantly improve your quality of life.
Professions related to the health sector in the United States are among the highest salary. Average earnings can reach up to $450,000 USD per year, depending on the specialty.
This sector also reaches very good earnings, which average can reach up to $133,800 USD per year. This sector includes jobs related to electricity and the generation of renewable energy.
This is one of the highest-paying industries worldwide. In the United States, average annual salaries reach approximately $99,500 USD. It encompasses skills related to software development, artificial intelligence, and cybersecurity.
The average earnings of jobs related to the financial sector exceed $90,000 USD. In this case, you can specialize in professions such as portfolio management and investment banking or financial advisor.
Finally, the legal sector is also very well paid, with average earnings of approximately $176,000 USD per year.
Saving in the United States doesn’t mean giving up your quality of life, but rather adopting smarter money-management habits and developing a solid financial education.
You can start with simple savings strategies, such as taking advantage of digital discounts, reducing housing expenses, avoiding impulse purchases, and choosing more economical remittance platforms.
The key to strengthening your finances lies in organizing resources with a long-term vision and applying these strategies consistently to move toward your goals.
Meet Comun! The financial platform that addresses day-to-day needs in the United States, through an easy-to-use mobile app, where you can open an account in a matter of minutes with a qualified official ID from your country of origin. Send money to your loved ones without complications, so your family gets more for less. See terms and conditions. Exchange rates and fees may vary by country, amount, and delivery method.
Comun is a digital platform designed to help the immigrant community in the U.S., available in Spanish and English.
If you still have questions, check our Frequently Asked Questions section.
Comun is a popular alternative among immigrants who seek accessible, quality services. Open your account today and discover all the benefits.
It’s a savings method that helps you divide your income to reach your financial goals: 50% for necessities, 30% for discretionary expenses, and 20% for your savings fund.
Look for flexible jobs on applications or sell things you no longer use on second-hand sites.
Financial Education
8 min de lectura
Have you thought about alternatives to build a better future? You probably share the dream of thousands who long to emigrate to the U.S. in search of job and financial stability. Although the idea is tempting, it’s important to do it in an orderly and legal way to avoid issues with the U.S. government.
Beyond better job opportunities, people emigrate seeking education, family reunification, and safety.
The process to live legally in the U.S. can be overwhelming and confusing. This guide explains, step by step, how to emigrate to the United States to work, study, and reside.
First, understand the different visa categories you can apply for to legally enter the U.S.—whether for work, family ties, or other categories.
These are the visa categories:
If your goal is to find job opportunities in the United States, you need to understand the work visa options.
Another path is the family-sponsored Green Card, which lets U.S. citizens and permanent residents help certain relatives obtain legal status.
U.S. citizens may petition for a spouse, unmarried or married children, parents, and siblings; permanent residents may petition for a spouse and unmarried children under 21.
Processing times vary but can be around 18 months. In general, the card is issued with a 10-year validity.
If you don’t fit employment or family categories, you can consider the Diversity Visa (DV Lottery), which grants 55,000 lawful permanent resident visas to nationals from countries with low U.S. immigration rates.
These are the requirements to apply:
Lastly, there are other alternatives for foreign nationals who don’t fit the categories above.
Below is the visa application process step by step.
First, analyze your goals in the U.S. and which visa category best fits your profile.
Immigrant visa costs vary by category. For example, in family sponsorship, Form I-130 or I-140 ranges from $535 to $700.
Check exact fees on the official U.S. Citizenship and Immigration Services website.
Each visa type requires specific documents; below is a general list of the most important items.
Valid passport.
While the immigrant community is large, you’ll still need at least basic English to communicate.
Forms and fees vary by visa type. Always consult USCIS official information.
Also keep these practical tips in mind to avoid common mistakes.
The next key step is choosing the state where you’ll arrive once you get your visa. This choice can directly impact your success due to the cost of living, job opportunities, and minimum wage.
Several states are attractive due to job variety, access to services, and support networks.
Here is a comparative table of some of the U.S. states for immigrants.
State
Average cost to rent a room
Average cost to rent a family home
State or federal minimum wage
Texas
$1,130
$1,400
Federal minimum wage $7.25 per hour
California
$2,600
$3,500
$14.00 per hour
Florida
$1,290
$2,000
$11.00 per hour
New York
$2,125
$2,300
$15.50 per hour
Illinois
$1,140
$1,300
$15.00 per hour
Arizona
$1,171
$1,400
Federal minimum wage $7.25 per hour
Emigrating requires financial, legal, and emotional preparation. These tips help you transition more smoothly.
You’re one step closer to starting a new life in the U.S. Once there, you’ll need a reliable service to manage your money.
Meet Común, the financial platform in the U.S.!
Open a checking account with qualifying ID from your home country and send money to Latin America with clear, competitive fees.
Open your Común checking account and take the first step toward financial stability in the U.S.
If you still have questions, see the section below.
Costs depend on the visa type—check USCIS’s official site. Also include travel, housing, and basic living expenses.
The TN visa takes about 2–8 weeks; temporary work visas take around 3 months.
You can request a review or appeal and make the necessary corrections. If not accepted, you may submit a new application.

International Money Transfers
8 min de lectura
A medida que las razones para transferir dinero internacionalmente aumentan, también lo hacen los métodos por los cuales se pueden completar estas transacciones. Este artículo te guiará en la selección del servicio adecuado para tus necesidades, proporcionará un recorrido detallado del proceso de transferencia de dinero internacional y ofrecerá consejos para minimizar las tarifas y navegar por el paisaje regulatorio de las transferencias de dinero internacionales. Ya seas un remitente por primera vez o busques optimizar tus transacciones regulares, las siguientes perspectivas te equiparán con el conocimiento para tomar decisiones informadas.
En un mundo cada vez más globalizado, la capacidad de transferir dinero a través de fronteras es esencial para propósitos personales y comerciales por igual. Las transferencias de dinero internacionales facilitan el flujo de fondos entre diferentes países, sirviendo una variedad de necesidades: desde apoyar a miembros de la familia en el extranjero, hasta pagar por servicios en otro país, hasta invertir en activos en el extranjero.
Tradicionalmente, los bancos han sido las principales instituciones que manejan estas transferencias, ofreciendo seguridad y fiabilidad. Sin embargo, a menudo son criticados por tarifas más altas y tipos de cambio menos favorables. En respuesta a estas limitaciones, han surgido una variedad de servicios alternativos de transferencia. Los servicios de transferencia en línea ofrecen tarifas y tipos de cambio competitivos, junto con plataformas fáciles de usar que simplifican el proceso, haciendo que las transacciones internacionales sean accesibles para todos con acceso a internet. Además, las aplicaciones móviles han revolucionado el escenario de transferencia internacional, permitiendo transferencias instantáneas con solo unos pocos toques en un smartphone. Cada una de estas entidades tiene su propio conjunto de ventajas y es adecuada para diferentes tipos de clientes y necesidades.
Al decidir sobre un servicio para transferencias de dinero internacionales, varios factores clave deben guiar tu elección. Las tarifas de transferencia son a menudo la primera consideración; estas pueden variar significativamente entre servicios, con algunos cobrando una tarifa fija, otros un porcentaje del monto transferido, y otros ofreciendo transferencias sin tarifas en ciertos umbrales. Los tipos de cambio proporcionados por el servicio son igual de cruciales, ya que incluso una pequeña diferencia en el tipo de cambio puede afectar significativamente la cantidad que recibe el destinatario, especialmente en transferencias más grandes.
La velocidad de entrega es otro factor importante. Dependiendo de la urgencia de tu transferencia, puedes elegir un servicio que ofrezca transferencias instantáneas o del mismo día, incluso si podría costar un poco más. Además, no todos los servicios operan en cada país; por lo tanto, la disponibilidad del servicio en el país de destino es una verificación vital.Por último, no se deben pasar por alto las preocupaciones de seguridad y la disponibilidad del servicio al cliente. Asegúrate de que el servicio tenga medidas de seguridad robustas y ofrezca un soporte al cliente confiable en caso de problemas. Los proveedores deben estar regulados por las autoridades financieras relevantes, y deberías tener acceso al servicio al cliente a través de múltiples canales (teléfono, correo electrónico, chat) en cualquier momento.
Enviar dinero internacionalmente involucra algunos pasos clave. Aquí te mostramos cómo puedes hacerlo:
Por seguridad, siempre verifica dos veces los detalles del destinatario y los resúmenes de transacciones antes de confirmar la transferencia, y solo utiliza redes seguras cuando realices transacciones en línea.
Envía al extranjero con tranquilidad con tu cuenta Comun¹
¡Abre tu cuenta en 3 minutos!
Transferir dinero internacionalmente podría parecer desalentador si no estás familiarizado con el proceso. Sin embargo, con la orientación adecuada, puede ser sencillo y seguro. Los siguientes puntos te ayudarán a navegar por las etapas esenciales de enviar dinero al extranjero, desde elegir un proveedor de servicios hasta asegurar que los fondos hayan llegado de manera segura a tu destinatario. Ya sea que estés apoyando a la familia, liquidando pagos o gestionando inversiones y cuentas bancarias, seguir estos pasos te ayudará a navegar por las complejidades de las transferencias de dinero internacionales de manera eficiente.
Transferir dinero internacionalmente podría parecer desalentador si no estás familiarizado con el proceso. Sin embargo, con la orientación adecuada, puede ser sencillo y seguro. Los siguientes puntos te ayudarán a navegar por las etapas esenciales de enviar dinero al extranjero, desde elegir un proveedor de servicios hasta asegurar que los fondos hayan llegado de manera segura a tu destinatario. Ya sea que estés apoyando a la familia, liquidando pagos o gestionando inversiones y cuentas bancarias, seguir estos pasos te ayudará a navegar por las complejidades de las transferencias de dinero internacionales de manera eficiente.
Al emplear estas estrategias, puedes asegurar que más de tu dinero llegue a su destino previsto, de manera eficiente y segura.
Entender los aspectos culturales y prácticos de las transferencias de dinero internacionales es crucial para asegurar transacciones suaves y efectivas. Las prácticas financieras locales pueden variar ampliamente; por ejemplo, en algunas culturas, la banca es predominantemente un asunto cara a cara, lo que puede afectar la rapidez con la que se procesan las transacciones para transferencias bancarias internacionales. De manera similar, los días festivos nacionales y las horas bancarias pueden retrasar las transferencias, lo cual es vital recordar al momento de programar un envío. La comunicación efectiva con los destinatarios también es esencial. Asegurarse de que todas las partes tengan expectativas claras sobre el tiempo y el uso de los fondos puede ayudar a prevenir malentendidos. Además, los remitentes deben estar conscientes de las posibles barreras lingüísticas o desafíos burocráticos que podrían complicar el proceso de la transacción. Por ejemplo, en algunos países, los destinatarios podrían necesitar proporcionar documentación extensa para recibir fondos, o podría haber restricciones gubernamentales sobre las transferencias bancarias entrantes. Al estar consciente de estos factores, los remitentes pueden prepararse mejor a sí mismos y a sus destinatarios para una transferencia exitosa, minimizando retrasos y maximizando el impacto de los fondos enviados.
Con tu cuenta recibes una app móvil y tarjeta de débito VISA¹
Navegar por las complejidades de las transferencias de dinero internacionales requiere una comprensión sólida de las diversas opciones disponibles y los factores específicos que influyen en cada transacción. Al seleccionar cuidadosamente el servicio de transferencia adecuado, entender los costos asociados y considerar las sutilezas culturales y prácticas del país de destino, individuos y empresas pueden enviar dinero de manera eficiente y segura a través de fronteras.Este artículo ha proporcionado una guía para ayudarte en cada paso del proceso, desde elegir un proveedor hasta confirmar la recepción de los fondos. Armado con este conocimiento, puedes gestionar con confianza tus transacciones financieras internacionales, asegurando que tu dinero no solo llegue a su destino de manera segura sino también de la manera más rentable posible. Ya sea que estés apoyando a familiares en el extranjero, pagando por servicios internacionales o gestionando inversiones globales y finanzas personales, el enfoque correcto para las transferencias de dinero internacionales puede marcar la diferencia.
Living in the United States
8 min de lectura
Immigrants living in the United States should become familiar with several terms and procedures to ensure their long-term stay in the country.
One way to compile all the information related to your immigration process is through the A-Number or Alien Registration Number. This identifier is assigned by the Department of Homeland Security (DHS) to foreign nationals residing in the country.
It’s very important to know this information, as it serves as the identification number for your immigration file.
In this article, we’ll explain what the Alien Registration Number is, what it’s used for, and why it’s so important for immigration procedures.
The first step to identifying an A-Number is knowing that it always begins with the letter “A” and contains 8 or 9 digits.
The main function of this number is to allow USCIS and other agencies to quickly track immigration cases and applications related to each person.
Here are some examples of when the A-Number is used:
To locate your A-Number, you can check several official documents issued by USCIS or DHS, such as:
Below we break down how the A-Number appears on various official documents.
Document
Location
Permanent Resident Card
On the front, next to “USCIS#” or “A#.”
Work Permit (EAD)
On the front
USCIS Notices
In the upper corner or near the applicant’s name
Immigration court documents
At the top of the document.
This is a unique number assigned only to individuals with formal and permanent files in U.S. immigration agencies, such as:
On the other hand, temporary visitors such as tourists, students, or non-immigrant visa holders do not receive an A-Number since their cases do not require a permanent immigration file.
The A-Number is a central identifier used in multiple immigration procedures needed to regularize your status in the country.
Here are the most common uses of the A-Number in immigration processes.
If you want to track the status of your pending applications, such as permanent residence, work permit, or adjustment of status, you need to enter your A-Number in the USCIS Case Status system.
This way, you can know exactly which stage your case is in and stay informed of updates to ensure your process stays on track.
It’s essential to keep your immigration records updated. If you change your address, phone number, or legal name, your A-Number will help you update your information.
This helps ensure you receive official notifications and avoid delays in important procedures.
Since the A-Number functions as a unique identifier, it also helps avoid confusion between applicants with the same or similar names.
Be sure to use your A-Number correctly when filling out forms or official documents so that all your information stays under the same file and saves time when searching for a document or specific information.
In short, this number helps simplify the immigration process for immigrants and provides a sense of security and control during procedures that can often cause stress and uncertainty.
If you don’t have an A-Number, remember that USCIS assigns one once you start an immigration process in the United States. If you already have one but can’t remember it, follow these tips to locate it.
Avoid using a fake A-Number, as this could cause problems with immigration authorities.
As you can see, the A-Number is essential to staying organized during immigration procedures. It helps keep your documents together in one file, making them easier to locate and reducing the risk of delays caused by mistakes.
Another important aspect of immigrant life in the U.S. is having the right tools to keep personal finances organized.
Meet Comun, the platform designed to help immigrants manage their finances with ease.
Here are some of the benefits Comun offers:
Want to discover a truly fair and accessible financial service? Open your Comun account today!
Just as your A-Number helps you keep your immigration documents organized, Comun helps you maintain your financial stability in the United States.
If you still have questions, check out our FAQ section.
The USCIS number appears on your permanent resident card or work permit. It’s actually the same identifier as your A-Number, which appears on these documents preceded by “USCIS#.”
The Alien Registration Number is the official name for the A-Number assigned by DHS or USCIS to individuals who are not U.S. citizens, allowing them to track their immigration process through a unique file.

Immigration
8 min de lectura
Obtaining permanent residence is the goal of millions of immigrants in the United States. The EB-2 visa is one of the most feasible paths to achieve it, since it not only grants the applicant the right to work legally, but to do so within their area of professional expertise.
This type of visa is intended to facilitate immigration for people with advanced university degrees or demonstrable exceptional ability.
If you have a professional career and several years of experience, you may qualify to obtain a Green Card through the EB-2 visa and gain strong job opportunities and stability in the U.S.
Below we explain the requirements to obtain the EB-2 visa, the differences between eligibility categories, and the step-by-step process to secure the pathway that could completely change your working life.
There are several categories of work visas that can lead to a Green Card. One of them is the EB-2.
There are two routes to obtain this visa:
Requires a U.S. employer to file through a process called PERM Labor Certification, which demonstrates the need for a foreign worker due to an insufficient number of qualified U.S. workers.
Employer involvement is not required; it can be filed as a self-petition showing the work has significant impact or is in the national interest of the United States.
This visa is aimed at professionals with advanced degrees in various fields or with exceptional ability.
The main advantages of the EB-2 over other visas are:
Understanding immigration procedures and visa application processes can be confusing because of the different categories and specific requirements for each.
Below is a comparison table of the EB-2, EB-3, and EB-5 visas.
EB-2 | EB-3 | EB-5
Approximate processing time with sponsor: at least 12–18 months. With NIW the time may be somewhat shorter. | About 1 to 3 years. | EB-5 processing times vary widely; consult USCIS directly.
Who can apply? Professionals with an advanced degree or exceptional ability. Applicants with skills of national interest. | Skilled workers Professionals with a bachelor’s degree Other workers | Foreign investors who make a minimum investment in a U.S. business and create at least 10 jobs.
Purpose of the visa Obtain permanent residence based on professional merit. NIW allows self-petition. | Obtain permanent residence for skilled workers or professionals. | Obtain permanent residence in exchange for a significant financial investment.
Approximate costs Form I-140: $715 Form I-485 (adjustment of status): $1,440 Consular processing: $325. | Same as EB-2 | $1.8 million standard investment. $900,000 reduced investment if the project is in a TEA area. Form I-526 / I-526E: $11,160 + $100 if investing via a Regional Center.
Main requirements With sponsor: employer files PERM and then Form I-140NIW: show work of national interest. | PERM approved by DOL Employer must file Form I-140Meet additional requirements for other workers. | Proof of lawful, traceable investment in at least the minimum amount. Evidence of creation or preservation of at least 10 jobs. Enter as a conditional resident. File Form I-829 to remove conditions.
| EB-2 | EB-3 | EB-5 | |
|---|---|---|---|
| Approximate processing time |
With sponsor: at least 12–18 months. With NIW the time may be somewhat shorter. |
About 1 to 3 years. | EB-5 processing times vary widely; consult USCIS directly. |
| Who can apply? |
Professionals with an advanced degree or exceptional ability. Applicants with skills of national interest. |
Skilled workers Professionals with a bachelor’s degree Other workers |
Foreign investors who make a minimum investment in a U.S. business and create at least 10 jobs. |
| Purpose of the visa |
Obtain permanent residence based on professional merit. NIW allows self-petition. |
Obtain permanent residence for skilled workers or professionals. | Obtain permanent residence in exchange for a significant financial investment. |
| Approximate costs |
Form I-140: $715 Form I-485 (adjustment of status): $1,440 Consular processing: $325. |
Same as EB-2 |
$1.8 million standard investment. $900,000 reduced investment (TEA area). Form I-526 / I-526E: $11,160 + $100 (Regional Center cases). |
| Main requirements |
With sponsor: employer files PERM and then Form I-140. NIW: show work of national interest. |
PERM approved by DOL. Employer must file Form I-140. Meet additional requirements for other workers. |
Proof of lawful, traceable investment of the minimum amount. Evidence of creation or preservation of at least 10 jobs. Enter as a conditional resident. File Form I-829 to remove conditions. |
It’s important to stress that applicants must meet specific requirements to obtain the EB-2 visa in any of its modalities.
These are requirements you cannot overlook:
Holding an advanced degree is the most common way to obtain an EB-2 visa.
Another alternative is to demonstrate exceptional ability in fields such as the arts, sciences, business, or others.
This means reaching a level of expertise significantly above ordinary. It must be shown with at least 3 types of documentary evidence:
Allows applying without a sponsor or labor certification.
These are the 3 criteria for the EB-2 NIW, according to USCIS:
This visa is widely used by researchers, physicians, businesspeople, and entrepreneurs who can contribute significantly to U.S. society.
Below are the key steps to obtain the EB-2 visa.
First, determine which subcategory fits your profile—advanced degree, exceptional ability, or NIW. Assess your background and each category’s characteristics to decide where to apply.
Generally, you will file Form I-140, which the employer or the applicant (in the case of NIW) uses to start the visa process.
For adjustment of status, file Form I-485 if the applicant is in the U.S. Otherwise, proceed via consular processing with the DS-260.
USCIS or the consulate will likely require an interview to verify your information and ask questions related to your profile. Once approved, the applicant ultimately obtains lawful permanent residence.
In this article, we reviewed what the EB-2 visa is, the requirements to apply, the sponsorship or NIW options, and the key steps in the process.
Although it may seem confusing or endless, it is also a step toward living and working legally in the U.S. and obtaining a residence card.
To start from scratch in a new country, you need allies who understand you.
Común is the financial platform built for immigrants newly arriving in the U.S. who want to manage their money safely. Send money from the United States to Latin America with clear, affordable fees. Your family can receive it directly in bank accounts or pick it up at selected physical locations.
Opening your account is very easy! The mobile app is available in Spanish and English. Comun accepts over 100 qualifying foreign government IDs, and was designed with you in mind.
If you still have questions, see this section:
If your petition is approved, you can include your spouse and unmarried children under 21.
You can file an appeal or start a new application.

Instant payments
8 min de lectura
Have you heard of Venmo? It is a digital payment application that has gained popularity in the United States in recent years. According to recent data, in 2024 the mobile application reached 68.3 million active users, representing an 8.8% increase compared to 2023.
The importance this mobile application has acquired cannot be denied, which is why knowing what Venmo is in the United States can be very useful to send and receive money from family and friends quickly and securely.
As a foreign national living in the U.S., you must ensure that you choose a financial platform that meets your needs for sending money to your home country and making payments with ease.
In this guide, we clarify all your potential questions about how to use Venmo in other languages like Spanish, what it is for, the requirements to open an account, the benefits this mobile app offers, and also its limitations.
Venmo is a highly popular P2P (peer-to-peer) payment mobile application in the U.S. Its primary purpose is to facilitate the instant transfer of money between friends and family, in addition to allowing users to link bank accounts and cards.
Venmo’s business model is based on charging fees for services such as credit card transactions, instant transfers of money to bank accounts, and transactions using its physical card.
Some of the most common reasons immigrants use Venmo include:
To fully understand what Venmo is in the United States, it is important to explore the functionalities this P2P payment service offers its users to simplify their lives:
Now that you know the benefits of this mobile application in detail, you probably want to learn the requirements to start using it.
Before learning how to pay with Venmo, remember that it only works in the United States.
These are the requirements to use Venmo:
To verify your account, Venmo will request the following:
To transfer money from Venmo to your bank account, once it is linked and verified, follow these steps:
1. Log into your account through the mobile app and go to the “Me” tab.
2. Press the “Transfer” or “Add” button.
3. Enter or edit the amount you want to transfer to your bank account.
4. Select the transfer method: “Instant” or “up to 3 biz days,” noting any applicable fees.
5. Confirm the transfer details and complete the process.
If you want more options for depositing money into another person’s account, do not miss these recommendations.
The need for immigrants to have an integrated solution allowing access to digital payments, transfers, and other benefits increases daily. Therefore, while Venmo is a popular option for sending and receiving money in the U.S., it may present limitations for immigrants working in the country.
One limiting factor for immigrant communities is the language barrier in customer support. Because it is a service designed for U.S. residents, it is not optimized for people who speak a different language, such as Spanish. In addition, you should have a U.S. bank account.
Your best option may be to entrust your financial assets to a service offered in your language.
We present Comun, the solution for immigrants seeking to improve the way they send and receive money to family and friends.
Why Is Comun a Great Option for Immigrant Communities in the United States?
If you think accessing quality financial services in the U.S. is impossible for immigrants, open your Comun account today and forget about complications.
Disclosures:
“Comun is a financial technology company and not a bank. Banking services are provided by Community Federal Savings Bank; Member FDIC. The Comun Visa® Debit Card is issued by Community Federal Savings Bank, pursuant to a license from Visa U.S.A Inc. and may be used everywhere Visa Cards are accepted.”
“Funds in your account are FDIC insured up to $250,000 by ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event CFSB fails.”
“A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license.”
“Remittance fees start at $2.99 but may vary. Please check the app for more details.”
“Comun Inc. may earn revenue from the conversion of foreign currencies.”
“Direct deposit funds are typically available when we receive the payment file, up to two days before the scheduled payment date. This early availability is not guaranteed.”

Checking account
8 min de lectura
Una cuenta de Común viene con una tarjeta de débito VISA, que te brinda la conveniencia y seguridad de utilizar uno de los métodos de pago más aceptados a nivel mundial. Ya sea que estés comprando en línea o en una tienda física, tu tarjeta de débito VISA de Común te respalda.
Tu dinero está seguro con Común. Los fondos en tu cuenta de Común están asegurados por la FDIC, lo que significa que tus depósitos están protegidos hasta $250,000 a través de Community Federal Savings Bank. Además, la garantía de VISA contra cargos no autorizados ofrece una capa adicional de seguridad, brindándote la tranquilidad de que tu dinero está protegido contra actividades fraudulentas.
Una de las características destacadas de una cuenta de Común es su estructura de tarifas: no hay tarifas absurdas. No se te cobrará una tarifa de apertura, una tarifa mensual, tarifas de saldo mínimo ni tarifas de membresía. Esto significa que más de tu dinero se queda contigo, donde pertenece, sin tarifas ocultas.
Común cuenta con la red de depósito de efectivo más grande de los Estados Unidos. Puedes depositar efectivo en más de 88,000 ubicaciones, incluidas grandes cadenas como Walmart, Walgreens, CVS, Dollar General y 7-Eleven. Esta extensa red garantiza que puedas depositar efectivo convenientemente, sin importar dónde te encuentres.
El servicio al cliente es una prioridad en Común. Tendrás acceso a un soporte de primer nivel disponible los siete días de la semana a través de chat, correo electrónico o teléfono. Ya sea que tengas preguntas o necesites ayuda, el equipo de servicio al cliente de Común está listo para ayudarte.
Enviar dinero al extranjero puede ser costoso, pero no con Común. La cuenta proporciona acceso a uno de los productos de remesas más baratos del mercado⁴, desde solo $2.99 por remesa, independientemente del país de destino o del método de recogida. Esto significa que puedes enviar dinero a tus seres queridos sin preocuparte por tarifas altas que reduzcan la cantidad que estás enviando.
Una de las características más inclusivas de una cuenta de Común es que puedes usar la documentación oficial de tu país para abrir una cuenta. Los solicitantes pueden aplicar con cualquier identificación oficial emitida por el gobierno, incluyendo una licencia de conducir, una credencial de elector y más².
Con Común, puedes acceder a tu cheque de pago hasta dos días antes sin tarifas³. Esta función puede ayudarte a gestionar tus finanzas de manera más efectiva, brindándote más flexibilidad y tranquilidad.
Mantente informado y seguro con las notificaciones instantáneas de Común para cada transacción. Las funciones de inicio de sesión seguro, incluidas Touch ID, garantizan que solo tú tengas acceso a tu cuenta, manteniendo seguros tus fondos y tu información personal.
Para apreciar verdaderamente los beneficios de una cuenta de Común, es útil entender cómo han evolucionado las plataformas bancarias a lo largo del tiempo.
La banca, tal como la conocemos, comenzó con sucursales físicas donde los clientes podían gestionar sus finanzas en persona. Estos bancos ofrecían servicios esenciales como depósitos, retiros, préstamos y asesoría financiera. Los clientes tenían que visitar el banco durante el horario de atención, lo que podía ser inconveniente para muchos.
Internet revolucionó muchas industrias, y la banca no fue la excepción. La banca en línea surgió a finales de los años 90, permitiendo a los clientes realizar tareas bancarias básicas desde sus computadoras. Esta innovación proporcionó mayor conveniencia y accesibilidad, reduciendo la necesidad de visitar sucursales físicas.
Con la proliferación de los teléfonos inteligentes a principios de los años 2000, la banca móvil se convirtió en el siguiente gran salto. Los bancos desarrollaron aplicaciones móviles que permitieron a los clientes gestionar sus cuentas, transferir dinero e incluso depositar cheques desde cualquier lugar y en cualquier momento. La banca móvil hizo que la gestión financiera fuera más accesible y conveniente que nunca.
La última evolución en la banca es el auge de los neobancos: plataformas solo digitales que ofrecen servicios bancarios sin sucursales físicas. Estos bancos aprovechan la tecnología para reducir los costos generales y proporcionar productos financieros innovadores y fáciles de usar. Común es un ejemplo destacado de esta nueva generación de bancos.
Elegir Común significa elegir una plataforma financiera que prioriza tu bienestar financiero y seguridad. Sin tarifas innecesarias, opciones extensas de depósito de efectivo, un servicio al cliente superior y políticas inclusivas, una cuenta de Común está diseñada para satisfacer tus necesidades y superar tus expectativas. Además, el apoyo de destacadas empresas de inversión como Animo Ventures, Costanoa Ventures y FJ Labs resalta la solidez y fiabilidad del respaldo financiero de Común.
Al optar por Común, no solo obtienes una cuenta; obtienes un socio que respalda tu viaje financiero en cada paso del camino, asegurando que tus necesidades únicas sean atendidas con el mayor cuidado y atención.







Comun is a financial technology company and not a bank. Banking services are provided by Community Federal Savings Bank; Member FDIC. The Comun Visa® Debit Card is issued by Community Federal Savings Bank, pursuant to a license from Visa U.S.A Inc. and may be used everywhere Visa Cards are accepted.
Comun is a fintech company and not a bank or licensed money transmitter.
* Results may vary. For a complete list of eligible IDs and application requirements, follow this link.
^ No minimums, no maintenance fees. ATM or transfer fees may apply. See app for fee details.
‡ Direct deposit funds are typically available when we receive the payment file, up to two days before the scheduled payment date. This early availability is not guaranteed.
** A service provided by Service UniTeller, Inc. Service UniTeller, Inc. is licensed in all states that require a license. Remittance fees start at $2.99 but may vary. Please check the app for more details. Comun Inc. may earn revenue from the conversion of foreign currencies.
† Funds in your account are FDIC insured up to $250,000 by ownership category through Community Federal Savings Bank (CFSB), Member FDIC, in the event CFSB fails.